Annuities
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Download a summary of our best-selling annuities for hard-copy reference. All the product details are provided along with a quick reference of products by type, bonus structure, and other details. We make every effort to keep information current by promptly posting changes we receive from carriers.

Other products may be offered by carriers but not listed by BHC Marketing. A complete product listing for each carrier may be found on the carrier's agent web site. NOTE: Username and password access to agent web sites must be obtained from each carrier.

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Index Annuities with bonuses

Carrier Product Crediting Choices Term Bonus
Allianz of North America Endurance Plus Fixed, 1/S&P 500, 1/NASDAQ 100, 1/FTSE 100, blended 10 20% EWB bonus
American Equity Bonus Gold (Index-1-05) DE Only - 10% Bonus Fixed, 3/S&P, 2/DJIA, Bond 17 10%/1 Yr.
American Equity Bonus Gold (Index 1-07) (10% Bonus) Fixed, 3/S&P, 2/DJIA, Bond 16 10%/1 Yr.
National Western Life Ultra Future 15 10% 1st yr; 4.75% yrs 2-5
Life Insurance Company of the Southwest SecurePlus Marquee 10 10 10%
Allianz of North America Endurance Elite Fixed, 1/S&P 500, 1/NASDAQ 100, 1/EURO STOXX 50, blended 5 10% EWB bonus
NACOLAH NA Performance Choice 12 Plus 12 8%
American Equity Retirement Gold Fixed/5 S&P 10 8%/14yr.
Fidelity & Guaranty Life FG Prosperity Elite 14 14 6%
Allianz of North America MasterDex X (6% Bonus) Fixed, 1/S&P 500, 1/NASDAQ 100, 1/EURO STOXX 50, blended 10 6%- 1st 3 yrs
Life Insurance Company of the Southwest SecurePlus Accumulator 5 Annual Pt-Pt; Annual Pt-Daily Ave; Declared Rate 15 5%
American Equity Bonus 5 (FPDA) Index 3-07-WA only 12 5%/ 1Yr.
Great American Life American Valor II - 5% Bonus Fixed, Mo Avg, Daily Avg 12 5%/3 Yrs
AIG American General VisionMaximizer (5% Bonus) Fixed, 3/S&P 10 5% 1st year
Allianz of North America MasterDex 5 Plus (5% Bonus) Fixed, 1/S&P 500, 1/NASDAQ 100, 1/FTSE 100, blended 10 5%/5 Yr.
American Equity Advantage Gold (Index 6-07) (5% Bonus) Fixed, 5/S&P, Bond 10 5%/1 Yr.
American Equity Benefit Gold (ICC10 Index-110) 10 5%/ 1yr.
Fidelity & Guaranty Life FG Prosperity Elite 10 10 5%
Genworth Life and Annuity Insurance Company SecureLiving Index 10 Plus 10 5% of single premium
ING-USA Secure Index Opportunities Plus Fixed, 2/S&P 10 5%/1 Yr.
Lincoln Financial Network OptiPoint 10 (5% Bonus) Fixed, 3/S&P 10 5%/4 Yrs
NACOLAH NA Performance Choice 8 Plus 8 5%
NACOLAH Charter Series (5%/10% Bonus) S&P,DJIA,NASDAQ,DJES,RUSSELL 7/10/14 5%/10%
NACOLAH Precision Series (5%/10% Bonus) S&P,DJIA,NASDAQ,DJES,RUSSELL 7/10/14 5%/10%
National Western Life Impact 7 7 5% yr 1
National Western Life Impact 7s 7 5% yr 1
AIG American General HorizonIndex (4% Bonus) Fixed, 2/S&P 9, 12 4%/1 Yr
Lincoln Financial Network OptiPoint 8 (4% Bonus) Fixed, 3/S&P 8 4%/3 Yrs
ING-USA Secure Index Outlook Fixed, 2/S&P 10 3%/1 Yr.
Fidelity & Guaranty Life FG Index-Choice 9 Fixed, 5/S&P 9 3%/1 yr.
Fidelity & Guaranty Life FG Prosperity Elite 7 7 3%
Fidelity & Guaranty Life of NY FG NYIndex-Choice-10 (2% Bonus) Fixed, 3/S&P 10 2%
National Western Life Ultra Value 9 2% 1st yr

Index Annuities without bonuses

Carrier Product Crediting Choices Term
Life Insurance Company of the Southwest SecurePlus Platinum Ann. Pt-Pt; Pt-Daily Ave; Fixed Rate 15
Fidelity & Guaranty Life FG Index-Accumulator Plus 14 14
National Western Life Ultra Classic 13
AIG American General Global Bonus 10
Fidelity & Guaranty Life FG Index-Accelerator 10 1 Fixed/5 S&P 10
Fidelity & Guaranty Life FG Index-Accumulator Plus 10 10
ForeThought Bonus Advantage 10
ForeThought Destination Income 15 10
ForeThought Guaranteed Destinations (WA Only) 10
ForeThought Income 125 10
ForeThought Index Bonus 115 10
Great American Life Safe Return 10
Life Insurance Company of the Southwest SecurePlus Gold Ann. Pt-Pt; Pt-Daily Ave; Fixed Rate 10
Life Insurance Company of the Southwest SecurePlus Marquee 3 10
NACOLAH NA Ten S&P, DJIA, NASDAQ, DJES, RUSSELL 10
National Western Life Impact 10 10
ING-USA Envoy 9 Fixed, S&P/DJ 9
Lincoln Financial Network OptiChoice 9 9
National Western Life Global Lookback 9
AIG American General Global 8 Fixed, 2 S&P, 1 Global 8
Lincoln Financial Network New Directions 8 Fixed, 2/S&P 8
Allianz of North America MasterDex Plus 7
Fidelity & Guaranty Life FG Index-Accelerator 7 1 Fixed/5 S&P 7
Fidelity & Guaranty Life of NY FG NYIndex-Safety 7 7
Genworth Life and Annuity Insurance Company SecureLiving Index 7 7
ING-USA Secure Index Seven Fixed, 2/S&P 7
Life Insurance Company of the Southwest SecurePlus Silver Ann. Pt-Pt; Pt-Daily Ave; Fixed Rate 7
Lincoln Financial Network OptiChoice 7 7
Security Benefit Lighthouse Select 7
Sentinel Security Life Personal Choice Annuity 5,7 and 10
American Equity Integrity Gold (Index 5-07) 6
Lincoln Financial Network New Directions 6 Fixed, 2/S&P 6
Allianz of North America Pro VI 1 Fixed, 1/Barclay's Capital U.S. Aggregate Bond, 1/PIMCO US Advantage Index 5
American Equity Heritage Gold 5
ING-USA Secure Index Five Fixed, 2/S&P 5
Lincoln Financial Network OptiChoice 5 5

MYG Annuities with bonuses

Carrier Product Term Bonus
AIG American General HorizonPlus (6% Bonus) 9 6%/1 Yr
AIG American General HorizonMYG (4% Bonus) 10 2.0/yr. 1
Fidelity & Guaranty Life FG Guarantee-Plus 5 5 1%/1 Yr
Fidelity & Guaranty Life FG Guarantee-Plus 3 3 1%/1 Yr

MYG Annuities without bonuses

Carrier Product Term
AIG American General HorizonSelect 5,7,10
ING-USA Guarantee Choice 7,10
Presidential Life Secure 6 6
Fidelity & Guaranty Life FG Guarantee-Platinum 5 5
Presidential Life Secure 5 5
Presidential Life Secure 4 4
Fidelity & Guaranty Life FG Guarantee-Platinum 3 3

Traditional Annuities - rate guaranteed 1st year only - with bonuses

Carrier Product Term Bonus
American Equity Premier Eagle 10 (10% Bonus) 15 10%(Year 1-5)
American Equity Premier Eagle 12 (8% Bonus) 10 8%/1YR (0-78)
Life Insurance Company of the Southwest RetireFive 10 5%
American Equity FPDA-10 (2% Bonus) 12 2%/1 Yr
Life Insurance Company of the Southwest RetireFour 15 1%
Life Insurance Company of the Southwest RetireTwo 10 1%
Life Insurance Company of the Southwest RetireOne 7 1%

Traditional Annuities - rate guaranteed 1st year only - without bonuses

Carrier Product Term
ForeThought Secure Income 125 10
National Western Life Prevail Seven 10
National Western Life Protector One 10
Presidential Life No-Load Flex 9

Single Premium Immediate Annuities

Carrier Product Max Age Min Term (Years)
Allianz of North America Single Premium Immediate Elite 100
AIG American General Platinum Income 90 5
American Equity Immediate Annuity 90 5
Fidelity & Guaranty Life FG Immediate-Income 100 7
Great American Life SPIA 95 3
ING-USA SPIA 80 5
Lincoln Financial Network Single Premium Immediate Annuity 95 5
NACOLAH N.A. Income (SPIA) 95 5
Presidential Life SPIA 99 2
United of Omaha Income Access 85 Life
United of Omaha Ultra Income 85 5



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